The pandemic sweeping across the world has increased the rate of digitization. People across the world are going for contact-less procedures for payments, even relying more on e-commerce. People around the world are becoming technologically savvy. Therefore, banks are also moving towards more digital ways for their banking procedures. Thus, allowing their customers to sit in the luxury of their homes and take care of little queries.
IDBI bank also has many benefits that allow the users to enquire about their bank account. Below are some ways to check your balance in IDBI Bank but before that keep some requirements in mind.
General Requirements:
- The phone should be enabled with SMS banking service via the service provider.
- Save the SMCS message centre number.
- Send a request using the below-given formats as an SMS. The message should be sent to 9820346920 or 9821043718.
- After a few seconds, the required information will be available to the user.
The following formats should be followed when enquiring about specific details:
| Enquiry | Format |
| Balance Enquiry | Bal customer ID PIN (Account Number) E.g. Bal 500002 ggggg |
| Fixed deposit Enquiry | FD Customer ID PIN (Account Number) E.g. Fd 500002 hhhhh |
| Last 3 Transactions | TXN Customer ID PIN (Account Number) E.g. Txn 500002 iiiii |
The balance enquiry feature can be availed by making a missed call from the particular phone number which is registered with the bank.
- Balance Enquiry Number: 18008431122- The latest available balance will be available.
- Mini Statement: 18008431133- The last 5 transaction details will be available.
IDBI bank pre-activates this provision for all its users. If the same mobile number is registered for more than one bank account with IDBI Bank, then the SMS format will be different, which is mentioned below.
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SMS Format
- REG Account No. and send it to 5676777 or 9820346920 / 9821043718
- The procedure is very simple and IDBI Bank is very attentive to customers. The above procedures are 100% approved by the bank and are completely secure.
